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Healthcare Liability Bermuda

Overview

Endurance's Healthcare Liability Practice offers third party excess liability coverage for hospitals.

The Healthcare Liability Practice can provide either direct insurance or reinsurance to captive insurance companies. We target sophisticated purchasers who assume a large portion of their own risk, practice strong clinical risk management and claims management, and purchase large limits. We, like our clients, value long-term relationships.

Target Clients

• Multi-hospital systems
• Academic medical centers
• Pediatric and other specialty hospitals

Products

Capacity

• US $25M capacity

Target Attachment

• Attachment points and programs customized for each client

Policy Forms

• Flexibility in form

Coverage Features

• Affirmative punitive damages covered
• Follow form or stand-alone excess
• Risk mitigation recognition program

Underwriting/Claims Capabilities

• Extensive captive experience reinsuring more than 90 healthcare captives
• Healthcare specific claims expertise in place
• Claims database with over 2.0M data points

Submission Requirements

• Signed Application
• Minimum 10-years historical ground up, uncapped, individual loss data
• 10-years prior exposure data
• Audited financial statements including captive or self-insured trusts
• Description of claims, quality and risk management departments
• Latest actuarial study